Health literacy for self-insured employers

What your employees don't know about healthcare is costing you a fortune.

The vast majority of US adults are not health-literate, and because of that they cost 85% more in medical and pharmacy spend. They overuse the ER, agree to tests and scans they don't need, and miss opportunities to prevent disease or utilize effective benefits. Quizzify is health literacy with a curriculum reviewed by Harvard Medical School-affiliated physicians, taught through trivia mini-lessons.

  • 1,800+HMS-reviewed questions
  • 5-minimplementation
  • No PHIever
  • 95%+learn something new
Quizzify Trivia
Q1 of 7
Reviewed by Doctors at Harvard Medical School

How many times are sugars listed on the label of a Quaker® Quinoa Granola Bar?

Quaker Quinoa Granola Bar ingredient list — read it before guessing
Tap an answer

Pulse Check — Learn by Guessing

Take a guess and see the overall metrics for health literacy and benefits knowledge.

Quizzify

Q1 / 3Live · 0 answers

What percentage of US adults are health literate enough to avoid wasteful spending on useless or harmful treatments?

50%

Move the slider to select your answer

0 responses so far
The 88% Tax

What employees don't know costs a lot.

Inadequately health-literate employees cost ~85% more in medical and pharmacy spend.

12%

of US adults have proficient health literacy

…meaning they can handle complex health and benefits information — like calculating an out-of-pocket from a plan summary. Source: U.S. Dept. of Education, NAAL 2003 (cited by NIH/AHRQ).

The other 88% costs
85% more in medical claims.

Inadequately health-literate patients overuse the ER, agree to tests and scans they don't need, skip the programs you're already paying for, and miss early signs of melanoma and diabetes.

$31,581

Annual cost per patient with inadequate health literacy — vs. $17,033 for adequate.

Haun et al · VA · BMC Health Services Research · 2015

+69%

More physician visits among the basic-or-below-literacy population (≈36% of US adults).

Rasu et al · MEPS 2005–2008 · IJHPM · 2015

+52%

More ER visit spend — driven by literacy gaps and avoidable acute care.

Rasu et al · MEPS 2005–2008 · IJHPM · 2015

+328%

More Rx spend — wrong drugs, brand-name when generic works, duplicate fills.

Rasu et al · MEPS 2005–2008 · IJHPM · 2015

How Quizzify Works

Lessons your team will love.

A monthly trivia contest, mobile-first, with a teaching moment behind every answer. Each round runs about 15 minutes.

Defensible content

Curriculum reviewed for clinical accuracy by doctors at Harvard Medical School. 1,800+ questions across benefits, prevention, medications, screenings, nutrition, and care navigation.

Launch in five minutes

Drop a link in an email or on your intranet — or hand us your list and we'll send it. No PHI, no integrations, no IT tickets.

Engagement that holds

10%+ engage with no incentive. 20%+ with one — every month, for 12+ months. 95%+ say they learned something new.

Drives use of what you already bought

Embed quiz questions about your specific programs — your COE network, your PBM, your virtual-care vendor — so employees use the benefits you're already paying for.

Trivial security review

No PHI. Aggregate reporting only. Nothing for InfoSec to flag, nothing for procurement to slow-walk, nothing for an employee to feel weird about.

Runs itself

Automated rewards, simple admin reporting, a workflow where managing the program is mostly reading a monthly email. Pass-through to your broker if you want it.

A few things your employees will know that they don't today

Most cavities don't need fillings99% of surgeons wouldn't get a spinal fusionCT scans dose you with radiationHow to detect melanoma earlyWhy “Nutrition Facts” labels are misleading on purposeColonoscopies aren't required for routine screeningMost TV-advertised drugs work no better than older, cheaper onesWeight-loss drugs aren't a free lunchWhat to actually do with a tickMany “healthy” foods are candy bars…and 1,800 more
Browse the curriculum

1,800+ HMS-reviewed quizzes. Here's a slice of the library.

Hover any tile to see the key learnings. The list keeps growing — these are a slice of what employees encounter.

Scans

Scans

Americans get twice as many as Europeans — for no good reason.

Hover for key learnings →

Key learnings

Scans

  • When to push back on an unnecessary order
  • Cost variance: $500 vs $2,000 for the same MRI
  • How second-opinion radiology catches misreads
Sleep

Sleep

No "dark, quiet room" lectures. You already know that.

Hover for key learnings →

Key learnings

Sleep

  • Why the "sleep debt" you can pay back is a myth
  • Caffeine cut-off times that actually matter
  • How alcohol wrecks REM sleep
Brain Health

Brain Health

How much do you know about maintaining your brain — and your kids' brains?

Hover for key learnings →

Key learnings

Brain Health

  • Daily habits that protect cognition
  • Screen exposure realities (and the misinformation)
  • Diet → brain connections that hold up
5 Totally Avoidable Medical Emergencies

5 Totally Avoidable Medical Emergencies

Together they account for about 8 million ER visits a year.

Hover for key learnings →

Key learnings

5 Totally Avoidable Medical Emergencies

  • The five that account for ~8M ER visits/year
  • When urgent care saves you $1,000+
  • Out-of-network 'in-network' ER traps
Gut Health

Gut Health

You'll be amazed at how much is going on down there.

Hover for key learnings →

Key learnings

Gut Health

  • Probiotic claims that hold up — and don't
  • PPI long-term risks (bone, B12, kidney)
  • Fiber's role in microbiome health
Cavities!

Cavities!

Filling cavities may be the biggest scam in healthcare.

Hover for key learnings →

Key learnings

Cavities!

  • Silver diamine fluoride (SDF) basics
  • Why most dentists don't volunteer it
  • When fluoride toothpaste alone is enough
Squirrelly "Nutrition Facts" Labels

Squirrelly "Nutrition Facts" Labels

Why you should mostly ignore them.

Hover for key learnings →

Key learnings

Squirrelly "Nutrition Facts" Labels

  • How label sugar gets split across 10 names
  • Serving-size sleight of hand
  • The three lines worth reading
Heartburn

Heartburn

How to avoid the most common malady in the US.

Hover for key learnings →

Key learnings

Heartburn

  • Long-term PPI risks (kidney, B12, fractures)
  • Pepcid / Tums as safer alternatives
  • Non-drug fixes (incline the bed)
Ticks!

Ticks!

How to avoid the most common insect-transmitted disease in the US.

Hover for key learnings →

Key learnings

Ticks!

  • Lyme prevention basics
  • What to do in the 36 hours after a bite
  • Region-specific tick-borne risks
Sugar!

Sugar!

How food companies hide it — and how you can find it.

Hover for key learnings →

Key learnings

Sugar!

  • Ten names food companies use for sugar
  • Sugar hidden in 'healthy' marketed foods
  • Daily-limit reality vs guideline
Ooh, My Aching Back

Ooh, My Aching Back

How to avoid, manage and cure back pain.

Hover for key learnings →

Key learnings

Ooh, My Aching Back

  • Movement + PT-first protocol
  • When NOT to image early
  • Virtual MSK as the right hand-off
Too Much…or Not Enough?

Too Much…or Not Enough?

Toothpaste, protein, detergent — overdoing it or underdoing it?

Hover for key learnings →

Key learnings

Too Much…or Not Enough?

  • Right amount of toothpaste (less than you think)
  • Protein for most adults (less than you think)
  • Detergent: less is genuinely more
Nicotine

Nicotine

Pack-a-day cost, what's in vape vapor, lung disease — and the confidential cessation program your benefits already cover.

Hover for key learnings →

Key learnings

Nicotine

  • Lifetime cost of a pack-a-day habit
  • What's actually in vape vapor (lead, arsenic)
  • Bubble lung / popcorn lung from vaping
  • How the cessation program protects privacy
Generic vs Brand Drugs

Generic vs Brand Drugs

Why a coupon for the brand-name fill often ends up costing you more.

Hover for key learnings →

Key learnings

Generic vs Brand Drugs

  • Why brand-name coupons cost more long-term
  • How to ask for the generic
  • The refill copay trap
🦠

Antibiotics

When you really need them — and why you don't have to finish the bottle anymore.

Hover for key learnings →

Key learnings

Antibiotics

  • Which infections actually need antibiotics
  • The 'finish the bottle' myth — updated guidance
  • How resistance gets engineered at home
🧲

MRIs & Imaging

Why the second-opinion radiologist sees something different.

Hover for key learnings →

Key learnings

MRIs & Imaging

  • Same scan → 10 different findings (real study)
  • Cost variance up to 4× in-network
  • When out-of-network MRI saves $1,500+
Stents, Statins & Heart Attacks

Stents, Statins & Heart Attacks

The pills and procedures that get oversold — and the habit that actually moves the needle.

Hover for key learnings →

Key learnings

Stents, Statins & Heart Attacks

  • ORBITA: stents don't help stable angina
  • Statins — primary vs secondary prevention math
  • Why a brisk walk beats most prevention pills
  • Niacin myth — the modern trial data
🫂

EAP & Mental Health

Free, confidential, often forgotten — and one of the highest-ROI benefits in the stack.

Hover for key learnings →

Key learnings

EAP & Mental Health

  • What the free sessions actually cover
  • What HR can and can't see
  • When to escalate beyond the EAP
🥼

Colonoscopy Alternatives

An at-home test is nearly as good as the gold standard — without the prep.

Hover for key learnings →

Key learnings

Colonoscopy Alternatives

  • FIT (annual) vs colonoscopy (every 10y)
  • Cologuard tradeoffs
  • When the procedure is still worth it
💉

GLP-1s

Ozempic, Wegovy, Mounjaro — what to ask before, during, and after.

Hover for key learnings →

Key learnings

GLP-1s

  • The eligibility question to ask first
  • Side-effect management (and what to eat)
  • What happens when you stop
🧪

Supplements

Stop wasting money on the wrong ones.

Hover for key learnings →

Key learnings

Supplements

  • Iron — the riskiest supplement in your house
  • Vitamin C megadose: 'overfilling a bathtub'
  • What the evidence actually supports
📱

Telehealth

When a phone visit beats an in-person one (and when it doesn't).

Hover for key learnings →

Key learnings

Telehealth

  • Cost vs in-person comparison
  • Symptoms it handles well
  • Symptoms it doesn't
🩹

Aspirin

USPSTF reversed itself in 2022. Most healthy adults should skip it.

Hover for key learnings →

Key learnings

Aspirin

  • The 2022 reversal in plain English
  • Bleeding risk math
  • When daily aspirin still makes sense
🏥

Hospital Pricing & Surprise Bills

Two MRIs, same procedure, $500 vs $2,000 — plus the 'in-network ER, out-of-network doc' trap the No Surprises Act doesn't always catch.

Hover for key learnings →

Key learnings

Hospital Pricing & Surprise Bills

  • How to comparison-shop a procedure
  • When the cash price beats insurance
  • The 'in-network ER, out-of-network doc' trap
  • Which surprise bills you can fight — and how
Proof

Engagement numbers you'd brag about at renewal.

The benefits-conference test

Quizzify gets paid to present at industry conferences. Because the audience wants to play.

Case Study · Vermont Schools

We invited 11,000 employees to play with one link.
Here's what happened.

73%

Registration rate

76%

Active users (365d)

98%

Quiz completion rate

97%

"Did you learn something new?"

What a real Quizzify user said

“My son got injured playing sports. The doctor recommended a CAT scan after the X-ray. I'd just taken Quizzify and remembered the radiation question. We declined the scan. I made the best decision for my son.
Lance FarmerCummins Inc.

Quizzify vs. Wellness

Traditional Wellness PlatformQuizzify
Implementation3–6 months, IT tickets, PHI plumbing5 minutes. One link.
RiskPay whether anyone uses itIf they don't play, you don't pay
PrivacyHRA + biometrics + PHI everywhereZero PHI. Aggregate only.
ContentGeneric 'drink water' articles1,800+ HMS-reviewed teaching moments
Engagement4–8% sustained, generously10–20%+ every month
What employees say"Did we have one of those?""Send me the next one"
Pricing$30–$150 PEPY$6–$15 PEPY
Pricing

Three ways to buy. Pick the one that matches how you measure value.

Conventional

Predictable annual budget

$12/employee/year

Volume discounts apply

  • Full library of 1,800+ HMS-reviewed quizzes
  • Custom benefits questions about your programs
  • Automated incentives and admin reporting
  • Unlimited eligible employees and dependents
  • Email / intranet / poster distribution kit
Most popular

Engagement

If they don't play, you don't pay

$6/quiz completed

Capped at $15 PEPY · zero floor · Volume discounts apply

  • Pay only for quizzes employees finish
  • Total cost is bounded by the cap — no surprises at renewal
  • Vendor incentive aligned with your engagement
  • Same HMS-reviewed content and customization
  • The default choice for broker-led deals

Per Click

Pay only when employees act

TBD/click

Custom per client · pricing tied to the value of the program

  • Pay per click on in-quiz and post-quiz CTAs to your benefits programs
  • Nicotine cessation, EAP, coaching, GLP-1 — "Sign up for X"
  • Aligns spend with measurable enrollment, not eyeballs
  • Combines cleanly with Conventional or Engagement
  • Reporting at the per-program level
For Brokers

The add-on that makes the rest of your stack look smarter.

Quizzify pairs with what your client already has — point solutions, TPA, wellness vendor — and lifts utilization on all of them. You're not asking your client to swap anything. You're raising the floor under everything.

The point solutions you already sold them.

The COE network. The virtual MSK vendor. The diabetes program. All of them work better when employees know what they are and why they should opt in. That's what Quizzify does. That's the line you can hold at renewal.

FAQ

Is this a wellness program?+
No. Wellness programs try to change behavior with biometrics, HRAs, and step counters — and the evidence base for ROI is famously thin. Quizzify is a health literacy program: we teach employees the things that, once known, change behavior on their own. Different mechanism, much better economics.
How is engagement measured?+
A registered user who completes a quiz is 'active.' We report registration rate, active-user rates (45-day and 365-day), quiz-completion rate, and post-quiz survey results. One report emailed every month — or on whatever cadence the client prefers.
What about PHI / HIPAA / security review?+
There's no PHI to manage. Quizzify never asks for clinical data, claims data, or biometrics.
What does 'Harvard-reviewed' mean?+
The curriculum is reviewed for clinical accuracy by doctors at Harvard Medical School.
How long until we see savings?+
Behavior changes immediately on specific items (the cavity hack, the CT-scan question, the GLP-1 lesson). Aggregate utilization shifts show up over 12–24 months as employees compound what they've learned.
Will it work for a frontline / blue-collar / multilingual population?+
Yes — frontline is often where Quizzify performs best. Mobile-first, two minutes, distributable by SMS, posters, or paper. Easier than an article. Easier than a video. Translations available for the populations you most need to reach.
Can we white-label or co-brand it?+
Yes. Quizzify is regularly co-branded for clients and broker partners, including custom intro screens, branded reward fulfillment, and benefits-specific quiz blocks.
What if engagement is low?+
Pick the Engagement pricing model. If they don't play, you don't pay.
What's the smallest team that gets value from this?+
Quizzify works for any team. If you're a benefits consultant or a small employer, talk to us about a flat-fee arrangement.
What about employees without email or a desk?+
Mobile-first. Quizzes can go out by SMS, posters with QR codes, or as a tile in your benefits portal. Frontline is often where Quizzify performs best — the format respects their time.